Herman Hernandez

Herman Hernandez

Administrator

3 Articles Published

2025 Joined Year

1 Current Page

March 25, 2026 10 min read

What to Expect During Merchant Account Underwriting: Timelines, Documents, and Approval Tips

If your business wants to accept credit cards, debit cards, or digital payments, you must first get approved for a merchant account. Before approval happens, your application goes through a review process...

Ecommerce Stores September 28, 2025 11 min read

E-commerce vs. Brick-and-Mortar: Key Differences in Merchant Accounts

The way people shop has evolved in recent years; transitioning from traditional brick-and-mortar stores to a dramatically growing e-commerce space. Physical shops still cater for face-to-face interaction and shopping, whilst online powers...

Payment Processing July 13, 2025 13 min read

Negotiating Contracts with Processors, ISOs & Hardware Suppliers

Negotiating with processors, ISOs, and hardware suppliers is not just about cost. Key terms in service levels, fees, and responsibilities safeguard your business, minimize risk, and create long-term relationships. By bringing goals...